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Life insuranceis a contract between an I holder and an Insurer, where the Insurer, person availing Insurance promises to pay a designated beneficiary a sum of money the benefit in exchange for a premium upon the death of an insured person often the policy holder. Depending on the policy contract, other events such as terminal illness or critical illness can also trigger payment. The policy holder typically pays a premium, either regularly or as one lump sum amount depending on the policy. Other expenses such as funeral expenses, can also be covered in the benefits. We are leadingLife Insurance Service Provider and Consultants in Mumbai.
Life Insurance policies are legal contracts between the Insurer & Life Insurance Service Provider, the terms of the contract describe the limitations of the insured events. Specific exclusions are often written into the contract to limit the liability of the insurer, common examples are claims relating to suicide, fraud, war, riot and civil commotion.
Life based contracts tends to fall into two major categories:
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