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How many times a person needs to visit a hospital to finally realize that he or she requires a health cover? It just takes one medical emergency to make you understand how vulnerable you are when you have to foot the hospital bills. Whether rich or poor, young or old, being diagnosed of an illness that requires hospitalization could be one hell of an ordeal with huge financial expenses apart from the other turbulence. In todays fast pace and hectic life with uneven food timings and habits disease like Diabetes, stroke, heart ailments, renal failure and similar other lifestyle diseases are increasingly becoming common. To counter the same Medical science, thankfully, has improved in leaps and bounds, which has drugs, medicine and other facilities for the patients like super-specialty hospitals where many life-threatening diseases can be treated and cured. These all are available at a huge cost, the person with wealth and sound finance may be able to afford these expenses but what about the average middle class people and others who do not have savings to afford the same. Where do they get the money to meet the costs? For illnesses that call for surgery or hospitalization, the medical expenses may easily run into Lakhs. Now imagine having to pay a huge amount within few hours. That surely can out you in worries and make you paranoid. This is exactly where a health insurance policy, commonly known as mediclaim in India, comes in to cover your expenses to a great extent and help you retain peace of mind.
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